Business Credit Reports Inc.


Business Credit Reports enables state and local government agencies to access Vendor and Business Credit Reports via combination reports and single-bureau reports from Experian, Dun & Bradstreet, Equifax and Ansonia data.

Contact Information

1645 Nashville Pike Gallatin, Tennessee, United States 37066

phone: view phone800-748-6290


Additional Information

See BCR Capabilities (PDF)



Business Credit Reports is a Woman-owned Small Business based in Gallatin, Tennessee. President and founder, Pam Ogden, armed with her industry experience and knowledge, started Business Credit Reports in 1989 with the belief that all businesses, including federal, state and local government agencies should have access to the same powerful information as corporate credit managers.

Business Credit Reports enables you to assess Suppliers credit reports via both combination reports and in single-bureau reports from Experian, Dun & Bradstreet, Equifax and Ansonia data.


Each of the major business credit bureaus, Experian, Dun & Bradstreet, and Equifax, offers a different perspective on each of your vendors. In order to get the complete picture, you need to leverage all three. You can come to us for a comprehensive and thorough look at a potential vendor at a lower price than you would get by using just one of them.


-The most choices for business and owner credit information
-Lowest prices
-One portal, one invoice
-Flexible terms – no minimums, no commitment
-Over 100 years of business credit experience
-Outstanding service and delighted customers


We offer the most choices. With over 20 customized combinations of U.S. domestic credit reports built with data from Experian, Dun & Bradstreet, Equifax, Ansonia and others, we have a solution that fits your unique need.

We save you money. We offer the lowest prices on the market and by leveraging the best of each credit bureau, you’re not paying for information you don’t need.

We make it simple. We simplify your vendor management by becoming your one-stop destination. Regardless of which credit bureaus you use, you’ll receive one single invoice from BCR.

Leverage our experience. Our experts have over 100 years of experience in this business and will provide unbiased guidance on which bureaus and reports are the best fit for your particular need. We want to be your trusted partner for all of your business credit needs.

We provide free investigations. If you don’t find your customer in one of the major credit bureau’s databases through our single search portal, we’ll investigate the company for you, free of charge.

Avoid surprises with free monitoring. All of our comprehensive reports include a year of free monitoring. Know when your customer’s risk level changes so you can be proactive.

We make data reporting easy. Get paid better by reporting your payment data to the credit bureaus. Reporting your trade payment data to the three major credit bureaus through BCR is easy and FREE.

We help you protect your assets. Our team of industry experts is here to help you maintain compliance with the latest industry regulations to safeguard your bottom line.

Grow you business safely. Our comprehensive reports help you make informed decisions about potential new customers while minimizing risk so you can grow your business with less risk.


· Certified Woman Owned Small Business
· DUNS Number: 0231018324
· NAICS Codes: 561450, 561611
· UNSPSC Codes: 84141700, 84141701
· Cage Code: 6WW13
· EIN Number: 271443519

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